Financial Advice for Young Adults I Wish I Knew at 20

Financial Advice for Young Adults I Wish I Knew at 20


Financial advice for your 20s, I wish someone told me earlier. This is one of the most requested videos we’ve had for this channel so far, and one I’m very happy to send out into the world. And even if you’re not a young adult, this info should cover the basics, regardless of your current age.

In your twenties, you’re young, you’ve just been thrown out into the world, and you probably have no idea how to manage your finances. After all, it’s not something we’re really taught about at school. And because of that, like all of us you’ll make mistakes, you’ll mess up, and you’ll probably manage your finances poorly. Or at least, most people do.

In this video, I’m going to share the most important financial lessons I wish I knew at 20 years old. As well as some of the major things that helped me become a millionaire at 30, only a decade later. I screwed up, and I didn’t do everything right either; and I’ll be sharing all of that here as well.

0:00 – Introduction
0:50 – Credit card no-no
2:12 – Buying too much stuff
4:33 – You will mess up, so start again
5:20 – Pay with cash, not card
6:01 – Start saving now
6:47 – Buying a house
9:05 – Upskill yourself in valuable, unique ways
13:42 – Fame and riches won’t bring happiness
15:02 – Be real with yourself about what you want
16:50 – Strive for a simple life with minimal expenses
20:43 – Make financial education a priority
21:16 – Outro

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Sorelle and Leon.
Founders, Abundantia

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#financialadvice #personalfinance #moneymistakes


  1. Maria Alejandra García Guzmán on October 13, 2021 at 9:49 am

    Thanks. I feel better now.

  2. X3SPRE10 V on October 13, 2021 at 9:50 am

    I move my money from credit card to revolut and pay the mortgage. I transform the money from credit card cu lunar rates. The interes on credit card is smaller then mortgage. Velocity banking is the best.

  3. Zoé MATHILDA on October 13, 2021 at 9:55 am

    i don’t understand because in france a credit car is directly linked to your account and so you have payed it, no need to go back to pay the debt after, and in fact how did you do before? how can you get money out without your card in some places?

  4. Tessla TD. on October 13, 2021 at 9:57 am

    It’s true that you only wear 20% of the clothes in your closet, and 80% just sit there collect dust😩

  5. Tamila Chilingarashvili / Tamilus on October 13, 2021 at 9:58 am

    I love you! Thank you for supporting and sharing your experience

  6. Jahnavi Nadia on October 13, 2021 at 9:59 am

    Currently binge watching this whole channel and I feel so lucky! I can’t say this enough but THANK YOU for sharing this knowledge! 🙏🤍

  7. bubu on October 13, 2021 at 10:03 am

    You are just a great teacher ❤. Keep it up 😃

  8. Rossella Fanelli Music on October 13, 2021 at 10:05 am

    The footage at 13.35 just with "AREAS" 😁 caught me!😂! So funny!!!

  9. I'am Salia on October 13, 2021 at 10:06 am

    Lol. Not Sorelle being a real hustler in her 20s
    😂 I just came from your video on,
    ‘How toxic hustle culture is slowly KILLING you’. Also a great video! The healthy way to hustle as you said is to ‘Do what you love’. FACTSSS! I love love love your personality! It has gotten you so far and would take you to greater heights.

  10. Keaton Moore on October 13, 2021 at 10:06 am

    New subscriber here. I love the channel already. You cut through everyone’s bs and give solid advice. Thanks for taking the time out

  11. Izabella Pardinho on October 13, 2021 at 10:06 am

    You still need to do some healing Sorelle

  12. MrTruthislight on October 13, 2021 at 10:07 am

    I learnt that university education isn’t catered for the intelligent

  13. Ramie H on October 13, 2021 at 10:07 am

    Loved this!! Thank you for all the value you give to us!! Hope I can give back and impact others as you do (in a few years) 😍

  14. The O Neg Show on October 13, 2021 at 10:07 am

    11:55 this is what humble and courageous self-confidence looks like! Knowing and growing your worth, building yourself up! Giving yourself moments every day to build a unique skillset. Sending gratitude and warmth 🤟

  15. Emilie Priou on October 13, 2021 at 10:07 am

    Hey Sorelle, do you have tips/advice/links for a e-learning course / mooc on finance to learn the basic that you believe is essential? Thanks

  16. aa do on October 13, 2021 at 10:08 am

    Asallam alikom.!! Hi girl. R u muslim.

  17. Loren PASQUIER on October 13, 2021 at 10:12 am

    Thank you so so much Sorelle. So valuable!!

  18. Zoe Bourgogne on October 13, 2021 at 10:16 am

    GREAT ADVICES!!!!!! Thanks Sorelle, to share with the new generation.

  19. stevegorel on October 13, 2021 at 10:17 am

    11.47 that is excellent qoute! Richest man of babylon!!! greatest book ever

  20. karen pascal on October 13, 2021 at 10:19 am

    i think you should do a video addressing meritocracy, kinda sounds like you are dissing that fact

  21. Gaspar Wuwei on October 13, 2021 at 10:19 am

    This is a really good one

  22. stevegorel on October 13, 2021 at 10:19 am

    Why houses? They are kind of expensive in maintenance. I’d say a 2 bedroom appartment is more reasonable. And debt is good ni? if its a good debt that tenants pay off? The more you lend , the more you get eventually because the tenants pay for it. Am i wrong?
    I’m into 8 appartments with a good amount of debt that is covered by the ren (plus taxes). Seems to work for a few years now already. But we ‘ll see in the long run , fingers crossed

  23. LightUpNancy on October 13, 2021 at 10:19 am

    Really great and comprehensive video!! Thank you 🙂

  24. Starlyn Jennings on October 13, 2021 at 10:19 am

    Okay. I’ve binge watched you all day and you have given me so much value. We’re best friends now. Even if you don’t know it. 🤣🤣❤️

  25. Yulia Bogdanovych on October 13, 2021 at 10:23 am

    Great channel this one Sorelle!! :* thanks

  26. Genesis Fajardo on October 13, 2021 at 10:23 am

    omg awesome

  27. Hanna on October 13, 2021 at 10:24 am

    Thank you for making this channel!! ❤️ would you say what credit card you did get, super curious. Again, thank you ☺️

  28. RRR on October 13, 2021 at 10:24 am

    Walayki alsalam

  29. Gracie Tiu on October 13, 2021 at 10:24 am

    You are my new hero ❤️ thank you!

  30. Tasha Hype on October 13, 2021 at 10:25 am

    Great advice for adults at any age. It’s def better to get control of your financial habits and your spending decisions early but do t forget you can get better at any time.
    Also, the advice to upskill yourself constantly applies to every age. You will continuously need to make money at every age. Make sure you’re developing skills and incomes that will translate throughout your lifetime. A YouTube channel about surfing may not serve you well when you’re elderly, but your real estate and investments will still hold.

  31. Lando Larissian on October 13, 2021 at 10:25 am

    I had to cry at No. 10, because that’s everything I ever thought! Why wpuld it be considered not successful to live a simple life?! Why the heck would anybody tell me, what a successful life should look like? That hit all the right spots. Thank you for that!

  32. Stray Cat on October 13, 2021 at 10:26 am

    Love you and all your helpful info sooooo much 🥰

  33. Aris Jan Arias on October 13, 2021 at 10:26 am

    Did I heard it right that you are 32 years old???! Damn sis you look 22 for me.

  34. Angie Cuevas on October 13, 2021 at 10:27 am

    You’re awesome Sorelle! Thanks for the advices ♥

  35. Jordan Del Pozo on October 13, 2021 at 10:27 am

    This is so valuable. Thank you so much for sharing. 🙏🏽❤️

  36. Bill Oxford on October 13, 2021 at 10:28 am

    playback speed 0.75. you are welcome.

  37. Sorelle Amore Finance on October 13, 2021 at 10:31 am

    What did you wish you knew financially at 20 years old? Or what have been your best lessons?

  38. Lev on October 13, 2021 at 10:32 am

    Landlord factory, disgusting 🙄

  39. Mo Mo on October 13, 2021 at 10:32 am

    I’ve decided to start everyday with one of your videos and it sure made my day! The way you talk about finance gets me excited. And I love you more after seeing how you reacted to stray cat walking past the house xD it made me laugh so much xD You the best Sorelle!

  40. SuperKamiNeko on October 13, 2021 at 10:32 am

    LOL! True, you are good in front of the camera.

  41. Luana Iglesias on October 13, 2021 at 10:33 am

    Hi Sorelle, this is my first comment in YT (in years as a user) just to let you know that I loved this video, it´s so inspirational for those who are like me, trying to find out how life, work, and finances should look like… IDK It made me think a lot. Thank you!

  42. Aman Malik on October 13, 2021 at 10:34 am

    Hahah you are so adorable and thanks much for knowledge

  43. ila lai on October 13, 2021 at 10:38 am

    Walaikum salam, love ur content Sorelle.

  44. Guez Whu on October 13, 2021 at 10:39 am

    What do you mean when I was in my twenties MA’AM I— I’d like a bottle of that elixir of youth

  45. Onlynelli on October 13, 2021 at 10:39 am

    I love you and these videos SOO much! Thank you for exicting :**

  46. A A on October 13, 2021 at 10:42 am

    The high intensity personality with a bit of inferiority complex is an essential ingredient for early success in life. For the average person, it will take 2~3x times longer, but not everyone lives healhty into 60s to 90s!

  47. Kartoshechka Free on October 13, 2021 at 10:45 am

    3:20 suddenly "oh there’s a cat!" – adorable

  48. Noella Bezzle on October 13, 2021 at 10:46 am

    Hey having a credit card and putting stuff on it, then paying it off at the end of the month is actually a good way to build credit

  49. Aurora on October 13, 2021 at 10:47 am

    I love love lovvvvvvvve love love your Chanel ❤️

  50. ViCarterART on October 13, 2021 at 10:48 am

    THANK YOU SO SO MUCH FOR THESE!! I’m 19 and I have still everything to figure out, I know I don’t have to have all already planned out, but your videos definitely help me working out what I wanna do, thank you✨

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